Financing Your Customers Just Got Easier.

One Application. Multiple Lenders. More Approvals.

Grow your business by offering financing to your customers or patients. The data clearly shows consumer financing is a strong growth engine.

Transaction Size Increase
1 %
Your customers will spend more per transaction on average when you make financing available.
More Customers
1 %
Consumers who used financing say the availability of financing drove their choice of retailer.
Sales Increase
1 %
Estimated increase in sales expected once SURV Credit is implemented in your business.


Our special financing programs give your customers more options that are simple and affordable.

More Approvals

Programs for strong credit to no credit. We’ve integrated multiple lending products into one platform, resulting in more approvals, less declines.

Low Cost

Our programs are built to help merchants approve more customers while protecting margins with affordable discount rates.

Based in the Cloud

Our application process can be completed anytime, anywhere. All you need is the internet.

Multiple 0% Interest Offers

We give you the ability to extend a variety of 0% interest promotional offers. These offers help drive traffic to your store or website. In many cases, average transaction size is significantly increased.

Instant Approvals

Our platform features instant credit decisions and is 100% electronic with no paperwork needed.

Easy Setup & Approval

Start offering financing in as little as 48 hours. New businesses and startups ok. No annual volume requirements or quotas.

How It Works


Submit One Application

Your customer submits one application, receives an instant credit decision and is presented with the best available loan offers.


E-Sign Documents

Once your customer selects their loan offer our platform automatically generates the loan agreement for them to electronically sign.


Get Funded Directly

Once you deliver your product/service to your customer, funds are sent to your bank account (via ACH) in 24-48 hrs.


We Approve More Customers

You no longer need 2, 3, or even 4 financing programs to satisfy every type of customer that walks into your business. Submit every application into our solution, sit back, and watch your approval rates soar.

Because SURV Financial has multiple lending products integrated into one platform, obtaining financing for customers with great credit to no credit has never been easier.

Easy Underwriting & Approval

Depending on the program, we can have your business up and running in as little as 48-72 hours. We have programs for startups with no annual revenue requirements or time in business requirements.

Seamless Technology & Instant Approvals

Extremely Competitive Discount Rates

Our business is to help your business thrive. We do our part by keeping our discount rates low so you can concentrate on your customers and your bottom line.

A Variety Of 0% Interest Promotional Offers

We don’t offer a credit card and we certainly don’t charge 29.99% interest rates to prime customers. Big bank credit cards require 0% interest promotions because of the high interest rates that come with their cards.

SURV Financial charges consumers competitive interest rates, which can help remove the focus around offering 0% promotions (which cost merchants additional money in discount fees).

No More Awkward Decline Conversations

There’s no need to use multiple financing programs to approve each customer. With just one application you’ll be able to obtain financing for your customer. Finally, there will no longer be any awkward declines for you and your customers.

Consumers Can Check Their Rate Before Applying

Your customers can see what their interest rate will be before they complete the application.

This results in the increase of your customer’s satisfaction and the number of customers utilizing financing to pay for your services and products.


Approve Prime Applicants
Approve Near-Prime Applicants For Financing
Approve Sub-Prime Applicants For Financing
100% Paperless Loan Processing
Integrated With E-Signature And Online ID Verification
Submit and Process Applications From Any Device
Many 0% Interest Promotional Offers Available
Fixed Interest Rates With Fixed Monthly Payments Available
No Prepayment Penalties
100% Non-Recourse, Risk Free Finance Program
Free Marketing Material Provided To Each New Client
Custom Online Application Link Provided To Capture Internet Traffic
Monthly Reporting
Friendly Customer Support Staff and Dedicated Account Managers
No Awkward Declines
Offer Sub Prime Financing
Financing Up to $100,000
20 Lenders to Choose From


Below is a summary of some of the products and services we support.

Medical Services

Cosmetic Services

Dental Services

Home Services

Automotive Repair

Medical Devices

Consumer Goods

Other Categories


Schedule a consultation and a member of our team will answer any questions you may have, as well as walk you through the setup process. You’ll be able to offer your customers the financing they need in a matter of days.